The following are the terms and conditions on which you may use the Family Accident Direct Ltd (“we”, “us”, “our”) website and you agree to be bound by them.
Company registration details and regulatory status
Family Accident Direct Ltd, registered office: 3 Chester Bridge, Crewe, CW2 7EF. Registered in England Number: 09726335.
Family Accident Direct is Appointed Representative of Financial Expert Partnership Ltd, which is authorised and regulated by the Financial Conduct Authority (“FCA”).
(1) Access to site
We may in our sole discretion terminate your access to or use of this website for any reason, including without limitation, where we believe that you have not acted in accordance with the terms and conditions of this website.
This site is not intended for distribution to, or use by, any person in any country where such distribution or use would be contrary to local law or regulation. None of the services or investments referred to in this website are available to persons resident in any country where the provision of such services or investments would be contrary to local law or regulation.
If you choose to use this website it is your sole responsibility to ensure you comply with any local laws and regulations and to seek legal advice if you are uncertain as to what these are.
(2) No advice or recommendations to deal
The information on this website is provided solely to enable you to make your own insurance decisions and should not be regarded as solicitation, investment or any other advice, an offer or a recommendation to buy, sell or otherwise deal (acquire or dispose) with any particular insurance and/or service.
Any research and/or analysis contained on this website has been procured by us and may have been acted upon by us for our own purposes and has not been procured for the exclusive benefit of customers.
(3) No warranties or representations
We take reasonable care to ensure that the information provided in this website is up to date and accurate. The news, prices, opinions, research, analysis and other information on this website are obtained from sources believed to be reliable.
NEITHER WE NOR ANY OF OUR ASSOCIATES MAKE ANY REPRESENTATION OR WARRANTY AS TO THE COMPLETENESS OR ACCURACY OF THE INFORMATION CONTAINED IN THIS WEBSITE. ACCORDINGLY, WE EXPRESSLY DISCLAIM, TO THE FULLEST EXTENT PERMITTED BY LAW, ANY AND ALL EXPRESS, IMPLIED AND STATUTORY REPRESENTATIONS AND WARRANTIES OF ANY KIND TO THE USER, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY AS TO ACCESSIBILITY, CONDITION, QUALITY, ACCURACY, TIMELINESS, SUITABILITY, COMPLETENESS, FITNESS FOR PURPOSE, NON-INFRINGEMENT, FREEDOM FROM COMPUTER VIRUS AND/OR ERROR.
(4) No liability
You should be aware that the Internet is not a completely reliable transmission medium. NEITHER WE NOR ANY OF OUR ASSOCIATES WILL ACCEPT ANY LIABILITY IN ANY EVENT INCLUDING (WITHOUT LIMITATION) DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, EXPENSES OR LOSSES ARISING OUT OF, OR IN CONNECTION WITH YOUR USE OR INABILITY TO USE THE WEBSITE, OR IN CONNECTION WITH ANY ERROR, OMISSION, DEFECT, COMPUTER VIRUS OR SYSTEM FAILURE, OR LOSS OF ANY PROFIT, GOODWILL OR REPUTATION, EVEN IF EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE ACCESS OF, USE OF, PERFORMANCE OF, BROWSING OR LINKING TO OTHER SITES FROM THIS SITE.
We reserve the right to modify, suspend or discontinue, temporarily or permanently, the website or any part of it, with or without notice, at any time. You agree that we shall not be liable to you or to any third party for any such modification, suspension or discontinuance of the website.
IF YOU DECIDE TO SEND US CONFIDENTIAL INFORMATION over the internet, by e-mail, internet relay chat and/or similar non-realtime electronic communications YOU DO SO AT ENTIRELY YOUR OWN RISK.
We do not exclude our duties or liabilities under the Financial Services and Markets Act 2000.
(5) Third party links
This Website contains links to other websites which are not under the control of and are not maintained by us. Certain data and/or information presented in or through this site has been provided by sources believed to be reliable. We shall not be responsible for any loss due to inaccuracies in the information provided. By accessing this information you are acknowledging your understanding and agreement with this.
(6) Copyright, intellectual property and research
All information provided on these pages is for fair use. Normal copyright protections apply to all commercial use of any documents or information retrieved from this site. we are not responsible for any loss due to inaccuracies of information provided.
The content of this website is the property of Family Accident Direct Ltd or its licensors and is protected by copyright and other intellectual property laws. You agree not to reproduce, re-transmit or distribute the content of this website to anyone without the prior written consent of SFL.
If any part of these terms and conditions is unenforceable, the enforceability of any other part will be unaffected and severable.
(8) Governing law
These terms and conditions are governed by the law of England and Wales and the English courts shall have exclusive jurisdiction to resolve any disputes with or in connection to these terms and conditions and this website.