Our Story

Be Informed. Be Smart. Be Sure.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aenean feugiat dictum lacus, ut hendrerit mi pulvinar vel. Fusce id nibh at neque eleifend tristique at sit amet libero. In aliquam in nisl nec sollicitudin. Sed consectetur volutpat sem vitae facilisis. Fusce tristique, magna ornare facilisis sagittis, tortor mi auctor libero, non pharetra sem ex eu felis. Aenean egestas ut purus nec vehicula. Morbi eu nisi erat. Nam mattis id lectus sit amet mattis. Suspendisse eget tristique neque

Working Hours

Monday - Friday 09:00AM-17:00PM
Saturday - Sunday CLOSED

Latest News

    No posts were found.

Top

How We Protect Your Children

There’s nothing more precious in your life than your children, which is why it’s always the right choice to give your children full personal accident coverage.
Having the Optional Child Protection helps you cover any extra expenses and temporary loss of income that can happen in the event of an accident. The money can be used for childcare, new adjustments to your home, special equipment or treatment.

How Optional Child Protection Helps:

Full Protection for your unmarried children up to 18 years old, or up to 23 years if your child is in full time education(university).

Covered for a wide range of benefits including children’s cancer cover, hospitalisation and fracture coverage.

Documents

Table of Benefits
(PDF 90kb)

Certificate Wording
(PDF 90kb)

Key Facts Summary
(PDF 90kb)

How to Claim
(PDF 90kb)

How to Complain
(PDF 90kb)

  • ACCIDENTAL PERMANENT INJURY CAUSING
  • Paralysis of Limbs
  • Blindness in both eyes
  • Loss of Hands or Feet
  • Deafness in both ears
  • Loss of Use of elbow, hip, shoulder, knee, ankle, wrist
  • Loss of one Hand or Foot
  • Loss of Thumb
  • Deafness in one ear
  • Loss of Major Organ (kidney, spleen, lung, pancreas, urinary bladder or stomach
  • Blindness in one eye
  • Loss of Tongue
  • Loss of Speech
  • Third-degree Burns covering 20% of the body’s surface area
  • Loss of Forefinger
  • Loss of other Finger or a Toe
  • Total Permanent disablement (Bodily Injury only)
  • BROKEN BONES
  • Major broken bone (leg, ankle, arm, back, neck, hip, pelvis, cranium, mandible, shoulder or wrist)
  • Minor broken bone (any other) excluding the nose or teeth
  • Accidental death
  • Hospitalisation (per 24 hour period) as a result of:
  • Accident, the daily benefit up to 90 days
  • Sickness, after an Insured Person has been covered for 12 consecutive months we will pay the daily benefit for up to 90 days
  • Cancer benefit
    *(Note: Adults are not covered for the Cancer benefit)
  • Children Units:

  • 1 Units

  • £1.28

    per month

  • £5,000
  • £4,000
  • £4,000
  • £2,000
  • £2,000
  • 2,000
  • £1,000
  • £1,000
  • £1,000
  • £1.000
  • £1,000
  • £1,000
  • £1,000
  • £500
  • £250
  • £5,000
  • £200
  • £40
  • £5,000
  • £20
  • £20
  • £5,000
  • £1.28

    per month

  • 2 Units

  • £2.56

    per month

  • £10,000
  • £8,000
  • £8,000
  • £4,000
  • £4,000
  • £4,000
  • £2,000
  • £2,000
  • £2,000
  • £2.000
  • £2,000
  • £2,000
  • £2,000
  • £1,000
  • £500
  • £10,000
  • £400
  • £80
  • £10,000
  • £40
  • £40
  • £10,000
  • £2.56

    per month

  • 3 Units

  • £3.84

    per month

  • £15,000
  • £12,000
  • £12,000
  • £6,000
  • £6,000
  • £6,000
  • £3,000
  • £3,000
  • £3,000
  • £3.000
  • £3,000
  • £3,000
  • £3,000
  • £1,500
  • £750
  • £15,000
  • £600
  • £120
  • £15,000
  • £60
  • £60
  • £15,000
  • £3.84

    per month

  • 4 Units

  • £5.12

    per month

  • £20,000
  • £16,000
  • £16,000
  • £8,000
  • £8,000
  • £8,000
  • £4,000
  • £4,000
  • £4,000
  • £4.000
  • £4,000
  • £4,000
  • £4,000
  • £2,000
  • £1,000
  • £20,000
  • £800
  • £160
  • £20,000
  • £80
  • £80
  • £20,000
  • £5.12

    per month

  • 5 Units

  • £6.40

    per month

  • £25,000
  • £20,000
  • £20,000
  • £10,000
  • £10,000
  • £10,000
  • £5,000
  • £5,000
  • £5,000
  • £5.000
  • £5,000
  • £5,000
  • £5,000
  • £2,500
  • £1,250
  • £25,000
  • £1,000
  • £200
  • £25,000
  • £100
  • £100
  • £25,000
  • £6.40

    per month

Eligibility & Duration

This insurance is available to adults, who:

  • are aged between 18 and 59
  • are residents of the United Kingdom
  • work in an occupation which is not on our Declined Occupation List (See exclusion 15 in the section What Is Not Covered)

and children, who:

  • Are unmarried and aged under 18 years (23 years if in full-time education)
  • A child must be a UK resident to be eligible for cover but does not have to live at home

Duration of Certificate

Providing you pay a premium each month, the term of the Certificate will continue until the earlier of the following:

  • your 69th birthday;
  • payment of accidental total permanent disablement benefit in respect of you;
  • you are no longer a UK resident;
  • your death;
  • you change your occupation to one of the Declined Occupations (See exclusion 15 in the section What Is Not Covered); or
  • cover is not continued by Us after Your annual review date.

Your Partners’ cover, if insured, will continue until the earlier of The date your cover terminates; their 69th birthday; payment of accidental total permanent disablement benefit in respect of them; they are no longer a UK resident; their death; or they change their occupation to one of the Declined Occupations.

Cover for a child starts on the Certificate start date, and will normally extend to (and stop on) the earlier of the child’s 18th birthday (or 23rd birthday if in full time education); the event of the child’s marriage; the payment of total permanent disablement benefit in respect of you or the child; you or the child ceasing to be a UK resident; your 69th birthday; or your or the child’s death.

If you do not pay the premium your Certificate will cease without value.

Making a claim

If you wish to notify us of a claim simply contact our authorised representative:

Van Ameyde UK Limited
34 The Mall
Bromley
Kent, BR1 1TS
Telephone Number: +44 (0) 20 8315 0701
E-mail: adjusters@vanameyde.com

You will be sent a claim form for completion and return by You as soon as You can. The claim will need to be supported by a Qualified Practitioner in the United Kingdom.

For the purpose of assessing and verifying the claim and before We agree a claim, We may require the Insured person to undergo a medical examination (including a post-mortem), which would be at Our expense, when and as often as We may reasonably request.

What is not covered

Family Accident Insurance does not cover any claim caused in whole or in part by, or resulting from, or in any way connected with the following:

  1. A claim or potential claim or event, accident, incident or circumstance that has or may result in a claim that is made later than twenty-four (24) consecutive months after the event, accident, incident or circumstance;
  2. Sickness or disease. This exclusion does not apply if the claim is for:
    • hospitalisation benefit and the Certificate has been in force for more than 12 months;
    • eligible child Cancer benefit; or
    • death by a non-Accidental cause and the Certificate has been in force for more than 12 months;
  3. Your or an insured person’s psychiatric illness, depression, mental or nervous disorders, or stress-related conditions;
  4. Your or an insured person’s repetitive stress or repetitive strain or syndrome; or any gradually occurring cause;
  5. For any Major broken bone or Minor  broken bone claim relating to osteoporosis, brittle bone disease, osteoarthritis or other degenerative bone disorder, or for any injury to the nose or teeth;
  6. Your or an insured person’s unreasonable failure to follow medical advice;
  7. Actual or attempted Suicide or intentional self-inflicted injury;
  8. Your or an insured person’s active participation in an actual or attempted illegal act;
  9. War, or the actual or threatened use of pathogenic or poisonous biological or chemical materials by any person(s), committed for political, religious, ideological or similar purposes with the intention to influence any government and/or to put the public or any section of the public in fear;
  10. Nuclear reaction, nuclear radiation or radioactive contamination;
  11. Any claim occurring in Afghanistan, Central African Republic, Chechnya, Democratic Republic of Congo, Iran, Iraq, Israel (West Bank and Gaza Strip), Libya, Mali, Nigeria, North Korea, Somalia, Sudan, South Sudan, Syria and Yemen;
  12. Any form of aerial flight other than as a fare paying passenger, the participation in contests of speed, mountaineering or rock climbing needing ropes or guides, pot holing, professional sports, or commercial diving;
  13. Your or an insured person’s alcohol or solvent abuse, or drug taking (unless taken as prescribed by a registered medical practitioner and not for the treatment of drug addiction);
  14. Any form of military, naval or air force service;
  15. You or the Insured person working a Declined Occupation ( These occupations are namely agricultural worker; farm labourer or fruit picker; member of the armed forces; asbestos worker; coal miner; motorcycle courier; professional diver; demolition worker; any user of explosives; unskilled labourer or any unskilled construction site worker; oil or gas driller, worker and rigger; quarry worker; pneumatic driller; professional sportsperson; tunneller. );
  16. Hospitalisation claims:
    • for an operation that an Insured person or the Eligible Child’s parent(s) or Legal Guardian choose to have done, which may not be essential to continuation or quality of life other than the voluntary donation of one or more of Your organs to Your parent(s), sibling(s) (including legally adopted siblings and step-siblings) or children (including legally adopted children and step-children);
    • for stays in a Hospital that is not a UK hospital; or
    • in respect of an Eligible Child for any condition existing at birth regardless of cause.
    (Important note: There is no cover for Hospitalisation as a result of sickness which occurs during the first 12 months of cover)
  17. If Optional Child Protection has been selected this Certificate does not cover any claim for Cancer caused in whole or in part by, resulting or in any way connected with, the following if the Eligible Child:
    • has been diagnosed as having any Cancer prior to the Certificate start date;
    • is diagnosed as having any Cancer and the Certificate has been in force for less than 90 days;
    • has any tests or investigations during the first 90 days the Certificate has been in force which subsequently lead to the diagnosis of Cancer; or
    • has any tests or investigations prior to the Certificate start date which subsequently lead to the diagnosis of Cancer after the Certificate start date.