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protection
Protect Yourself and Your Family
From Accidents For Only Pennies a Day

Full, 24/7 financial protection coverage for accidental death and covered disabling injuries

Choose from £50,000 to £250,000 in accidental death protection coverage

Cash benefits to help you pay off out-of-pocket medical costs, lost wages, and other expenses

approve
You Are Pre-Approved If…

You and your spouse or partner are 18 to 59 years old

Are residents of the United Kingdom

Your occupation is not on our Declined Occupation list

rates
Budget-Friendly Rates for Coverage

Going as low as 25 pence a day, these are the most budget friendly rates out there

There’s no waiting period - you’re immediately covered as soon as we receive your first payment

Same rate and benefits even when you age! Your benefits will not be reduced, and your monthly premiums won’t rise due to your age

You don’t need to undergo a physical exam.

You don’t need to answer any personal questions.

No matter how your health is doing right now, you are eligible.

See full benefits list

3 Simple and Easy Steps To Get Approved

1. Fill out 3-minutes online application

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Go to the application
Answer few easy questions

2. Choose Your Coverage

Choose up to 5 units for you and partner
and Optional Child Protection –
the same amount of units will apply for your children

3. You’re Approved!

If you meet all the eligibility criteria,
your coverage starts immediately,
as soon as your payment clears – It’s that easy!

Click the button below to complete the process:

Apply Online Now

We’re Here For You When You Slip Up

Comprehensive accident insurance is there to protect you,

whether you’re at work, home or a holiday.

See the full benefits list here and choose up to 5 units

Here’s How You and Your Family Are Protected
(and there is much more)

  • choose your plan

  • ACCIDENTAL DEATH
  • Accidental death
  • ACCIDENTAL PERMANENT INJURY
  • Total Permanent Disablement (bodily injury only)
  • Paralysis of Limbs
  • Blindness in both eyes
  • Loss of Hands or Feet
  • Deafness in both ears
  • Loss of Use of elbow, hip, shoulder, knee, ankle, wrist
  • Loss of Speech
  • Third-degree Burns - covering 20% of the body's surface area
  • Loss of Forefinger
  • BROKEN BONES
  • Major Bone (leg, ankle, arm, back, neck, hip, pelvis, cranium, mandible, shoulder, or wrist)
  • Minor Bone (any other excluding the nose and teeth)
  • HOSPITALISATION
  • Hospitalisation as a result of accident (for every day after the first 24 hours and up to 90 days)
  • Hospitalisation as a result of sickness after the insured person has been covered for 12 consecutive months, for up to 90 days
  • 1 Unit

  • From
    £7.62

    per month

  • £50,000
  • £50,000
  • £50,000
  • £40,000
  • £40,000
  • £20,000
  • £20,000
  • £10,000
  • £10,000
  • £5,000
  • £1,000
  • £200
  • £50
  • £50
  • 2 Units

  • From
    £14.57

    per month

  • £100,000
  • £100,000
  • £100,000
  • £80,000
  • £80,000
  • £40,000
  • £40,000
  • £20,000
  • £20,000
  • £10,000
  • £2,000
  • £400
  • £100
  • £100
  • 3 Units

  • From
    £21.52

    per month

  • £150,000
  • £150,000
  • £150,000
  • £120,000
  • £120,000
  • £60,000
  • £60,000
  • £30,000
  • £30,000
  • £15,000
  • £3,000
  • £600
  • £150
  • £150
  • 4 Units

  • From
    £28.47

    per month

  • £200,000
  • £200,000
  • £200,000
  • £160,000
  • £160,000
  • £80,000
  • £80,000
  • £40,000
  • £40,000
  • £20,000
  • £4,000
  • £800
  • £200
  • £200
  • 5 Units

  • From
    £35.42

    per month

  • £250,000
  • £250,000
  • £250,000
  • £200,000
  • £200,000
  • £100,000
  • £100,000
  • £50,000
  • £50,000
  • £25,000
  • £5,000
  • £1,000
  • £250
  • £250

Apply online today and have a protection in place for tomorrow.

Apply Today

Family Accident Insurance FAQs

Q. What Insurance Coverage Do I Get?

Individual insurance (available to you, your spouse or partner and children) provides cash benefits for accidental death, covered disabling injuries from accidents — 24 hours a day, worldwide (except Afghanistan, Central African Republic, Chechnya, Democratic Republic of Congo, Iran, Iraq, Israel (West Bank and Gaza Strip), Libya, Mali, Nigeria, North Korea, Somalia, Sudan, South Sudan, Syria and Yemen).

You also receive additional hospitalisation benefits from accidents, and for coverage of more than 12 consecutive months, you also receive coverage for hospitalisation for sickness.

Q. How Much Coverage Does The Plan Provide?

You get to choose your ideal coverage amount – in £50,000, £100,000, £150,000, £200,000 or £250,000 units.

Q. When Does My Coverage Start?

You’re covered immediately as soon as we receive payment for your first premium.

Q. How Can I Pay My Family Accident Insurance Premiums?

You can pay by credit or debit card. It will be debited from your card on monthly basis.

Q. How Much Will The Premiums Be?

Premiums start at £7.62 per month for a single adult. The exact amount depends on your occupation, the number of units of cover and which family members you wish to include.

Q. Will My Premiums Increase As I Get Older?

Once you get accepted for Family Accident Insurance, your premium is guaranteed never to go up due to age or health. Premium can increase if you change your occupation to a Higher Risk Occupation. Insurance Premium Tax is currently at 12%, and this can influence the premium (which we cannot control).

Q. Who Can Join The Accident Protection Plan?

This policy is available to any resident of the United Kingdom aged 18 to 59. No medical exam is required and there are no health questions to answer. Children can also be covered through the Optional Child Protection option.